Tru-Stage insurance – view website
Service Fees – Effective May 1, 2015
Share Draft Account Fees
ATM replacement card – $10.00
Non-sufficient funds (NSF) per item returned or not per item – $32.00
Stop Payment is $20.00 per item and $25.00 for a series
Closed account fee – $5.00
Photocopy of share draft – per item – $5.00
Returned Check (for each check cashed or deposited to your account that is returned unpaid) – $32.00
Share draft account transaction history print out – $4.00
Share draft printing fees – prices vary depending upon style
Automated Clearing House Fees
Non-sufficient funds (NSF) per item returned or not – $32.00
Other Service Fees – applicable to all accounts
Account reconciliation fee – $30.00 per hour
Account research fee – $30.00 per hour
Statement copy fee – $4.00 per copy
Deposited item return fee – $10.00 per item
Wire transfer (incoming) fee – $10.00
Wire transfer (outgoing) fee – $20.00
Cashier check fee – $5.00
Money order fee – $1.00 each
Stop payment check fee – $20.00 per item or $25 per series
Return mail fee (each month mail is returned) – $5.00 each month
Fax fees (send and receive) – $3.00 first page $1.00 each additional page
Dormant Account Policy – Definition and Fees
Dormant/Inactive share accounts
No share deposits, no loan activity, no share withdrawals for 24 months or more. Deposit of dividend interest is not considered member activity. Any share account that is dormant/inactive will have a monthly fee of $10, or an amount up to $10 which would close the account, charged against it following the end of each month the account is dormant/inactive.
Returned Mail Fee
A member’s statement that is returned, for any reason, will be charged a monthly fee of up to $5.00. All address changes must be done in person.