Lakes Federal Credit Union of Monticello Indiana offers savings, checking, Christmas accounts, IRA’s and certificates, plus loans are available to members for everything from personal use to purchasing a vehicle at competitive rate.

Mortgages
Lakes FCU and Member First Mortgage (MFM) have teamed up to provide affordable mortgage solutions and excellent service to our members.
Equifax Breach – Click here to check if you were affected
Holiday Closings for 2026
Monday, January 19th, Martin Luther King Jr Day
Monday, February 16th, President’s Day
Friday, April 3rd, Good Friday (Closing at 4:30pm)
Monday, May 25th, Memorial Day
Friday, June 19th, Juneteenth
Monday, September 7th, Labor Day
Monday, October 12th, Columbus Day
Wednesday, November 11th, Veterans’ Day
Thursday, November 26th, Thanksgiving
Friday, November 27th, (Closing at 4:30pm)
Thursday, December 24th, Christmas Eve (Closing at 12:00pm)
Friday, December 25th, Christmas Day
Thursday, December 31st, New Year’s Eve (Closing at 12:00pm)
Friday, January 1st, 2027, New Year’s Day



